80 Small and Big Ways to Save Money This Year
If one of your goals is to save money this year, then make a few changes here and there to save a little or a lot. Remember the little things do add up! Read this list below on suggestions for saving money and pick a few for 2019.
— Additional reporting by Emily Co
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Bring lunch to work
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Take public transportation
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Drop your landline and rely on your cell phone
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Reassess your savings accounts
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Make your gifts
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Make your own cleaning products, like detergent and carpet cleaner
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Cook more and eat out less often
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Be aware of bank fees
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Make a list before grocery shopping
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Grocery shop at lower-priced supermarkets like ethnic stores
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Buy generic products
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Don't go to the grocery store when hungry
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Entertain indoors
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Explore free activities on the weekend
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Shop your wardrobe
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Wait on purchases before buying them
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Get a home energy audit
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Seal up air leaks in your home to cut heating and cooling costs
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Buy generic medicine
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Use your health benefits
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Skype instead of making long-distance calls
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Turn roaming off and rely on WiFi when traveling
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Know the right things to buy in bulk
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Reassess your internet and cable provider and see if you can find a cheaper plan
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Turn off lights that aren't in use
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Unplug electronics when not in use
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Use cold water to wash your clothes
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Hang dry your clothing instead of tumbling it in the dryer
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Hand-wash your clothing instead of taking it to the dry cleaner when possible
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Drink tap water instead of bottled water. Consider investing in a filter.
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Cancel cable and watch your favorite shows online
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Work out outdoors, play sports, or go to a friend's gym instead of paying for a gym membership
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Shop at the farmers market
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Swap clothes, bags, and accessories with friends
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Google coupons before buying something online
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Renegotiate your cell phone plan, find a new carrier, or cancel some features to save money
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Use a prepaid phone instead of signing up for a phone plan
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Read books and magazines from the library
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Make your own coffee at home
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Return the purchases you need to return
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Sell your old things
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Buy used items
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Automate payments so you won't forget and be charged with late fees
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Negotiate a lower APR
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Upcycle your old items instead of throwing them away
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Always comparison shop
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Find a good rewards credit card and use it smartly
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Book trips early
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Stock up on holiday decor after the holidays
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Don't feel obligated to say yes to every invitation (this includes weddings, dinners, events, etc.)
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Eat right and exercise and get enough sleep, so you won't have to pay with your health
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Pay bills online to save on postage
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Stop smoking
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Stop drinking soda
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Compare gas prices to find the most affordable gas with sites like GasBuddy.com
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Get beauty treatments from trainee beauticians
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Keep plastic takeout containers for future use
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Wash dishes in a full dishwasher
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Avoid out-of-network ATMs
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Keep track of your money with a spreadsheet or Mint.com
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Plan out your meals for the week
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Refill printer ink instead of buying new cartridges
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Brush and floss every day and take care of your teeth to prevent pricey dental bills
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Keep your receipt or take a picture of it in case you want to return an item
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Vacation closer to home
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Don't check in your luggage
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Check out Airbnb instead of hotels
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Travel during an off-peak season or time
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Travel to an underrated place instead of famous tourist spots
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Use reusable grocery bags
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Find a place with lower rent or get roommates
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Join loyalty programs
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Wait for daily deals for services you like, such as dental cleaning or a massage
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Feed your pet the right foods and keep it in shape to reduce vet bills
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Work toward getting a better credit score so you'll be quoted cheaper rates
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Review your receipts to make sure you're not being charged for odd items
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Check your bank account daily to make sure there aren't any weird charges
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Always try to wait for a sale before buying something
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Don't use your credit card overseas unless it doesn't have foreign transaction fees
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Rent movies instead of going to the theater
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